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Rates

APY = Annual Percentage Yield

Rates effective as of 7/20/16.

Fees may reduce earnings.

Kasasa Cash*

BalanceRateAPY
Up to $25,000.003.00% 3.00%
Over $25,000.000.25%3.00% to 0.80%
Qualifiers Not Met0.01%0.01%

* Rates effective as of 7/11/16. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Receive eStatement
  • Log into online banking

Kasasa Saver*

BalanceRateAPY
Up to $20,000.000.75%0.75%
Over $20,000.000.25%0.75% to 0.33%
Qualifiers Not Met0.01%0.01%

* Rates effective as of 7/11/16. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Receive eStatement
  • Log into online banking

Membership Savings^

Minimum BalanceAPY
$250.01%

^ This account establishes membership in the credit union. A minimum balance of $25.00 is required to continue as a credit union member. The Share Account makes you eligible to enjoy all of the services the credit union has to offer. Dividends are calculated on the daily balance and paid quarterly if the balance is over $100. Monthly withdrawal/transfer limits apply to this account type.

Daily Savings^

Minimum BalanceAPY
$100.000.01%

^ A minimum balance of $100 is required to earn interest. Dividends are calculated on the daily balance and paid quarterly. You can deposit or withdraw funds as often as you like. An debit card is available with this account.

Money Market Savings^

TierAPY
$1,000 - 10,0000.05%
$10,001 - 25,000 0.10%
$25,001 - 50,0000.15%
$50,001 - 100,000 0.25%
Over $100,0010.40%

^ Rates effective as of 7/20/16. The Money Market Savings account is set up with tiered levels to maximize your returns as your balance increases. You must maintain a minimum daily balance of $1,000.00 to earn dividends. Dividends are calculated on the daily balance and paid monthly. Monthly withdrawal/transfer limits apply to this account type.

Certificates and Investments

TermMinimum BalanceAPRAPY**With Elite Bonus*
3 Month$1,000.000.10%0.10%0.25%
6 Month$1,000.000.15%0.15%0.30%
1 Year$1,000.000.35%0.35%0.50%
18 Month$1,000.000.45%0.45%0.60%
2 Year$1,000.000.60%0.60%0.75%
30 Month$1,000.000.70%0.70%0.85%
3 Year$1,000.000.85%0.85%1.00%
4 Year$1,000.001.10%1.10%1.25%
5 Year$1,000.001.45%1.45%1.60%

^ Rates effective as of 7/20/2016.

IRA CDs

TermMinimum BalanceAPRAPY**
1 Year$5,000.000.70%0.70%
3 Year$5,000.001.20%1.20%

^ Rates effective as of 7/20/16.

High Yield CDs

TermMinimum BalanceAPRAPY**With Elite Bonus*
17 Month$5,000.001.00%1.00%1.15%
39 Month$5,000.001.55%1.55%1.70%

^ Rates effective as of 7/20/2016.

TLT CDs (for those ages 0-19)

TermMinimum BalanceAPY
1 Year$100.000.60%
4 Year$500.001.50%

^ Rates effective as of 7/20/16.

IRA Savings

TermAPY
$0 .00 - $5,000.00 0.10%
$5001.00 - $10,000.000.25%
$10,001.00 - $25,000.000.35%
$25,001.00 - $50,000.000.55%
Over $50,001.000.80%

^ Rates effective as of 7/20/16.

Various rates, terms, and conditions are subject to change without notice. Full disclosure of product terms and conditions will be provided upon request by calling 701-662-8118 or ND Toll Free 800-238-3298.