Visa® Credit Cards

Visa® Credit Cards

Have the funds you need, when you need them — a Visa® credit card through Citizens Community Credit Union is a great option to help you boost your purchasing power and build credit.

Take advantage of a card with no annual fee and a competitive APR on purchases, balance transfers, and cash advances. And because Visa is accepted worldwide, you can use your credit card virtually anywhere. Boost your purchasing power today!

  • Boost your purchasing power and build credit
  • Free, 24/7 online account management
  • No annual fee
  • No balance transfer fee
  • No transaction fee for purchases
  • No fees for going over your credit limit
  • Low 1% fee for foreign transactions
  • 5.74% to 14.74% APR* on purchases
  • 7.74% to 16.74% APR* on balance transfers
  • 7.74% to 16.74% APR* on cash advances
  • Variable based on Wall Street Journal Prime
  • Easily replaced if lost or stolen
  • Safer than carrying cash
  • Secure and risk-free
  • Accepted worldwide

Visa gift cards and travel cards are also available!

Make a Visa Card Payment

Make a payment online.

Visa Credit Card Services

Please call the following numbers to receive prompt service with your Visa credit card.

  • Change your PIN: 877-311-1512
  • Report a lost or stolen card: 800-556-5678
  • 24/7 customer service: 877-848-5092

Fraud Detection Service (Falcon Fraud) - Falcon Fraud will notify you when there is suspicious activity on your Visa credit card

For a copy of our Visa Credit Card Agreement, please contact us.


*Rates effective June, 2013. When you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Avoid paying interest if entire balance is paid within 25 days after the close of each billing cycle. Fee for late payment is $15. Fee for having additional cards created is a one-time fee of $10. Returned payment fee is up to $25. Membership with CCCU must be established with a minimum deposit to a share savings account of $25.