Kasasa Cash Back

Kasasa Cash Back

Choose the free checking account that pays you back — earn 3% cash back* on your everyday debit card purchases with Kasasa Cash Back (up to $6 per month). You'll also earn up to $25 in ATM fee refunds* nationwide, all for doing some simple things that you're probably already doing.

Kasasa Cash Back always has no monthly service fee and no minimum balance to earn rewards. Connect it to a free Kasasa Saver® to build your savings automatically. Kasasa® puts your money where it belongs — back in your pocket.

  • 3% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $200 in purchases monthly
  • Earn up to $6 cash back per month
  • ATM fee refunds nationwide (up to $25 monthly)*
  • Link to Kasasa Saver to build savings automatically
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online account services & bill pay
  • Free mobile app
  • Free e-statements
  • Free MasterCard® debit card
  • Free, 24/7 telephone account access
  • Unlimited check writing
  • No minimum deposit to open

It's Easy to Earn Your Rewards!

Earning rewards with Kasasa Cash Back is pretty darn easy. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and log into online account services
  • Be enrolled and review e-statement notice

See? No big deal! And if you don't meet the monthly qualifications, your account is still free. Plus, you can get right back to earning rewards the very next month. That's the power of Kasasa® and community account services, at Citizens Community Credit Union.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions do not count towards qualifying debit card transactions. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3% cash back on debit card purchases that post and settle to the account during that cycle period. A maximum of $6 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of a current statement cycle. Rates and rewards are variable and may change after account is opened.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrollment in online banking and receipt of electronic statements are conditions of this account. Limit one account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally Insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.