News & Events


Join us as we celebrate the coming together of Agassiz Federal and First Community Credit Union!

Stop by the Crookston and Climax branches August 13-17 to enjoy - giveaways, door prizes including $100 cash, Keurig Coffee Maker, gift certificates, FCCU items, refreshments and CD & Loan Specials.

Don't miss the many activities planned during Ox Cart Days in Crookston August 14-19, including the Corn and Brat Feed on Thursday, August 16th. FCCU is sponsoring the meal at Downtown Square from 5-7 pm. Stop by our tent for a special treat!

We are Stronger Together and look forward to continuing to serve our members for years to come!


After 19 years of service to credit union members, Phil Langerud will retire from First Community Credit Union.

Langerud started with Citizens Community Credit Union in April 1999. He will be retiring on Friday, August 3rd. Over his 19 years of service, he held many positions including director of administration, teller supervisor and an Operations Specialist since 2003.

"I'm going to miss the members the most," said Langerud of his retirement. "I've gotten to know a lot of great people over the years." Phil and his wife will be moving closer to their family in Minnesota.

In commemoration of his retirement, a member appreciation grill-out & retirement celebration will be held from 11am to 1pm on Monday, July 30th. The event will be held at the Devils Lake branch located at 1117 Hwy 2 E. Cake and refreshments will be served.


Have you heard we've merged with Agassiz Federal Credit Union in Crookston and Climax, MN? You now have access to 28 branch locations throughout 23 communities.

As always, don't forget to utilize the many convenient services offered, including ATMs, online and mobile banking with remote check deposit.

Thank you for choosing FCCU!


Beginning July 9th, FCCU's Grand Forks 32nd branch drive-up will close at 6 pm. We invite you to visit our website and check out our Mobile Banking webpage. You can access all your accounts with your mobile devices via text, browser, or with our mobile app for iPad, iPhone and Android. You can deposit checks, view account balances, pay bills and locate free ATMs based on your GPS location.

Our Mobile Check Deposit feature will be available when the operational phase of our merger is completed on October 1st. You will be able to deposit checks with your mobile phone through EZ-Deposit, our mobile check deposit that allows you to deposit checks anytime, anywhere. All you need is your mobile smartphone camera and the free FCCU iPhone or Android mobile banking app. It's easy to set up and easy to use. If you have any questions, please call your local branch and you will be directed to a representative that will assist you. Thank you.


The building is now complete and it's time to celebrate! Our Fargo 52nd branch is a beautiful, one-of-a-kind facility and we're excited to share it with you. Join us for Grand Opening festivities June 11-15. There will be treats, giveaways and door prizes including a Yeti cooler, Amazon Alexa Show, Scheels gift card, Valley Fair tickets, Redhawks and Twins tickets and much more. In addition, our Fargo branches will have great CD, loan and new account specials. For more information, visit You won't want to miss this event!

There will be a Ribbon Cutting event, with the FM Chamber, on Wednesday, June 13th at 11 am. Members of FCCU and the community are welcome to attend. Free lunch will be served at 11:30 am catered by the Spitfire Grill.


This summer the city is reconstructing the access road to FCCU located at 1215 N 42nd Street from May through June. 42nd will be reconstructed from University Avenue to Highway 2 (Gateway Drive).

To get to FCCU, use N 43rd Street and turn East at the Greater Grand Forks Visitor Center. We apologize for any inconvenience.


First Community Credit Union and Agassiz Federal Credit Union announce a merger effective April 1, 2018. The combined credit unions will be headquartered in Jamestown, N.D. and operate under the First Community Credit Union name. This merger will result in a wider range of services and locations available to members of both institutions while preserving the friendly, quality service of a member-owned, strong and secure community credit union.

"First Community is committed to providing great service to our members and forming strong relationships within our communities," said Steve Schmitz, president of FCCU. He continues, "This merger is a great opportunity that will benefit both credit unions."

Agassiz CEO, Barb McWaters adds, "This is an exciting opportunity for Agassiz Federal Credit Union. We'll continue to offer our great services and look forward to providing a wider range of products, locations and technology as we move forward as one."

Now the credit unions will begin to work together to join the two institutions as seamlessly as possible. There is a legal merger effective date, which was April 1, 2018 and there is an operational merger effective date, which will be several months after the legal date. This is when all of the processes will be brought together into one, instead of running separately on two different systems.

Agassiz Federal Credit Union has two locations – Crookston and Climax, MN. Since its inception in 1953, the credit union has grown to 1,500 members. The community of Crookston has about 8,000 people and is located 25 miles southeast of Grand Forks. Climax is 17 miles southwest of Crookston.


First Community Credit Union is sponsoring its annual FREE Shred Day events. This event is free and open to the public. The Docu Shred and MinnKota trucks will be parked on site and provide document shredding free of charge. Simply drive up to the Docu Shred and MinnKota trucks, deposit the items for shredding and they'll be shredded right before your eyes. Documents to be shredded should be removed from binders, but staples, paper clips, CDs and floppy discs are okay to be shredded. FCCU will have a representative on site to assist with the event.

With the ever growing risk of identity theft, First Community Credit Union feels that it is important to give the community an opportunity to discard confidential documents safely and securely. One way identity thieves can get your information is by picking through a person's trash and looking for things that contain identifying information. Shredding those items securely helps prevent the information from getting into the wrong hands.

Noel Schanilec, First Community Credit Union marketing specialist says, "We know how items such as bank statements, old tax filings, old checks or duplicate checks, physician statements, credit card receipts or statements, credit card offers and many other private documents can build up in homes. We want to provide the community with a safe outlet to have them securely destroyed."

"This also helps to protect the environment of our communities because all the shredded documents are then recycled," Schanilec adds. "It is a win-win for the members of our communities and the environment – saving the trees and protecting your identity."

Event Dates

Saturday, April 21st from 9am-12pm | 3351 32nd Ave S, Grand Forks

Saturday, April 28th from 9am-12pm | 1117 Hwy 2 E, Devils Lake

Saturday, April 28th from 9am-1pm | 111 9th St. SW, Jamestown


FCCU held open houses from March 19-23 at former Citizens locations to celebrate the FCCU and CCCU merger. Each branch offered CD & loan specials, giveaways, door prizes, refreshments and cookies with the FCCU logo on them.

Approximately 200 people gathered together for the merger celebration meal held on Wednesday, March 21st at Knights of Columbus hall in Devils Lake, ND. The celebration included presentations from CEO, Steve Schmitz, Chief Financial Officer, Sean Rinkenberger and VP of the Lake Region, Kevin Davidson. Following the presentations, door prizes were given out and a meal was served.

"We were happy to have a great turnout at the meal in Devils Lake," said Steve. He continued, "Former Citizens members had a lot of good questions for us and we were able to answer them in person. The feedback we received after the event was positive and we heard of several members stopping into the branch to open CDs and continuing the relationship. Thank you to all those that helped make our merger celebration week a big success!"


Approximately 150 people gathered together for the 79th Annual Meeting of FCCU held on Monday, March 19th, 2018 at Farmers Union Conference Center in Jamestown, ND. The meeting included presentations from board president, Owen Olson, and our CEO, Steve Schmitz. Topics included the exciting year FCCU had with remodels, new buildings, mergers and several awards that were received. Chief Financial Officer, Sean Rinkenberger, also reviewed financials for attendees. Following the business meeting, door prizes were given out and a meal was served.

There were two positions up for re-election for FCCU's board of directors - Bonnie Nelson and Sharman Zachrison. They both submitted for re-election and no other petitions were received, so they will continue to serve our credit union for three year terms.

Attendees of the meeting received the 2017 Annual Report, which highlights activities, management, and financials of the last year for FCCU. The report is attached to this article: CLICK HERE to view. Hard copies are available at the branches.


First Community Credit Union (FCCU) will hold open houses March 19-23rd in celebration of its merger with Citizens Community Credit Union that took place January 1st. The open houses will take place at the former Citizens branch locations in Bisbee, Devils Lake, East Grand Forks, Fort Totten, Grand Forks, Lakota, Larimore, Northwood and St. John. There will be refreshments, door prizes, giveaways and CD and loan specials.

"We invite members to stop in and celebrate with us. Signage has changed with the new brand, but it's the same familiar faces when you step in the doors and we look forward to continuing to serve our members," said Kevin Davidson, VP of the Lake Region. Davidson joined FCCU in January with 30 years banking experience.

A free meal will also be held in Devils Lake at the Knights of Columbus on Wednesday, March 21st at 5:30. Advance tickets are necessary and can be picked up at any FCCU location prior to Friday, March 16.


First Community Credit Union will hold fundraisers for different worthy organizations during each quarter of 2018. The charities are voted on by employees. FCCU will hold various events and fundraisers to support the quarterly charities in their own unique way.

The first quarter fundraising organization, as chosen by FCCU staff, is Project Ignite Light which is an organization that gives thousands of abused children a piece of security and hope. They provide about 200 "Bags of Hope" each month to reported abused children in Minnesota, North Dakota and South Dakota. The bags are free for the children and delivered through local advocacy centers. Each bag is customized for the child's age and gender and includes a blanket, pajamas, undergarments, personal hygiene items, flashlight, book and a water bottle.

To support Project Ignite Light, each branch will hold a pajama drive for staff, members and people of the community to donate. FCCU is collecting new two-piece pajamas in sizes newborn through 18 years of age. New fleece tie blankets are also accepted as a donation. They must be 1.5 yards each side and consist of two pieces of fabric; one solid and one patterned. For specific instructions, please visit: The pajama and blanket drive will go through March 30th, 2018.

FCCU will also hold casual Fridays and a casual day with tennis shoes for employees to help raise additional funds.

Project Ignite Light is a faith based organization that provides children with important items needed when examined at local Children's Advocacy Centers around the United States for sexual abuse, physical abuse or neglect. The organization was founded in 2008 by Jamestown native, Pebbles Thompson. They function out of the old Barnes County North School in Rogers, ND. More information can be found at


CCCU and First Community Credit Union Create Strategic Alliance

(December 13, 2017) Jamestown, N.D.-based First Community Credit Union and Devils Lake, N.D.-based Citizens Community Credit Union have entered into a conclusive agreement to merge. First Community Credit Union is the largest credit union in North Dakota and, after the merger is finalized, will have assets of approximately $800 million.

The combined credit unions will be headquartered in Jamestown, N.D. and operate under the First Community Credit Union name. This merger will result in a wider range of products, services, and locations available to members of both institutions while preserving the friendly, quality service of a locally owned, strong and secure community credit union.

"It is rare to find two credit unions whose culture, business approach and member origins align as well as First Community and Citizens," said Steve Schmitz, President and CEO for First Community Credit Union. "We look forward to working with the Citizens team to continue our shared history of exceeding the needs of our commercial and consumer members. By increasing our size, we expect to be able to take advantage of efficiencies and offer new products and services for the benefit of our members and employees."

"Citizens Community Credit Union has a proud tradition of serving its local communities and the region as a member-owned credit union," added Jay Chapin, CEO for Citizens Community Credit Union. "After meeting Steve and members of his team at First Community, we soon realized how much our credit unions have in common and that together, we could continue our respective community credit union traditions while capitalizing on the benefits that come with being a larger credit union."

Steve Schmitz will serve as President and Chief Executive Officer of the combined credit unions. The transaction is expected to close January 1, 2018 with an operational merger later in 2018.

About First Community Credit Union

First Community Credit Union was founded in 1939. FCCU is headquartered in Jamestown, N.D. and currently serves the Bismarck, Fargo, Hankinson, Jamestown, Milnor, Napoleon, Oakes, Portland, Steele, Valley City, Wahpeton, and Wishek markets. First Community's deposits are insured by the NCUA. First Community is an Equal Housing Opportunity Lender. Its website is

Media Contacts

Janna Bergstedt | First Community Credit Union | Jamestown, N.D. | 701-253-5109

Noel Schanilec | Citizens Community Credit Union | Grand Forks, N.D. | 701-772-9960

Member accounts remain federally insured by the National Credit Union Share Insurance Fund. Administered by the NCUA, the Share Insurance Fund insures individual accounts up to $250,000, and a member's interest in all joint accounts combined is insured up to $250,000. The Share Insurance Fund separately protects IRA and KEOGH retirement accounts up to $250,000. The Share Insurance Fund has the backing of the full faith and credit of the United States. Members may find insurance coverage information on the Share Insurance Coverage page of the NCUA's consumer website,

CCCU Supports Sunshine Memorial Foundation

CCCU is proud to partner with the Sunshine Memorial Foundation in building the first hospitality home in Grand Forks! When CCCU signed on to be a partner in the Sunshine Hospitality Home, we knew this was an important cause that could affect everyone in our membership area. With a foot print stretching from St. John to Devils Lake to East Grand Forks, Citizens Community Credit Union members can be found in nearly all the counties that this new hospitality home will serve."We truly believe that the Sunshine Hospitality Home serves a vital need for our whole region," said Brady McCrae, Citizens Community Credit Union VP Sales and Business Development. "You never know when a family member or close friend will become ill and require a hospital stay away from home. By being able to provide a soft bed, business tools and other comforts of home, we hope to make the lives of the patients' family and friends a little easier during those trying times."

The team at Citizens Community Credit Union is committed to making life happen for our members. CCCU employees can be seen volunteering in the community and going above and beyond for our members on a regular basis. To coordinate with this idea, CCCU chose to sponsor the business center in the Sunshine Hospitality Home. "We know that life, including work, doesn't stop and you may have more paperwork to do than ever when a loved one is in the hospital. That's why we felt the business center filled a critical need for those staying at the hospitality home," said McCrae. "Our goal is to help ease the stress of the guests in the home in any way we can."

As part of this sponsorship, Citizens Community Credit Union will be raising funds in the communities we serve with fundraising events and donation opportunities spearheaded by CCCU employees. To stay up to date on how you can get involved in our efforts, "Like" Citizens Community Credit Union on Facebook.

CCCU Receives National Marketing Award

On June 2, CCCU was honored with a silver MAC Award in the comprehensive category. The MAC Awards are presented by the national Marketing Association of Credit Union Network (MAC Network) at its annual conference and recognize the best of the best in credit union marketing across the country. "I'm very proud of the exceptional work our marketing team produces," said Brady McCrae, VP Sales and Business Development for Citizens Community Credit Union. "Our credit union is committed to providing high quality products to our members like the Lifestyle CD this award recognizes. We look forward to continuing this tradition of excellence and innovation." The MAC Awards have been recognizing outstanding marketing achievements since 1986, including its exclusive Best in Show Macquee Award.

This award recognizes the Lifestyle CD campaign CCCU launched in fall 2016. Each entry has a chance at pulling in not only a MAC Award but its exclusive MACQUEE Best in Show Award...the only top honor where participants are on stage presenting their work, followed by live on-line judging. The judges for all other entries are marketing, advertising, media and social media experts from both inside and outside the financial industry. In other's a big deal!

The trail-blazing campaign was unique to the industry because it included three different ranges of term length at three different interest rates. This complexity offered a challenge when determining messaging and visuals. With a modest marketing budget for the geographic size of our field of membership, we were able to exceed our goals for the Lifestyle CD campaign. The results grew with every week of purchased media. The campaign included television, radio, billboards, on-line, social media and more. The Lifestyle CD was a success because it made sense. For more information about the MAC Network, visit

CCCU Announces EGF Senior High School Partnership

Earlier this school year, Citizens Community Credit Union formed an exciting partnership to solidify its commitment to the East Grand Forks community. East Grand Forks Senior High School and CCCU have entered into a multi-faceted partnership agreement which includes renaming the school cafeteria as the Citizens Community Credit Union Cafeteria, as well as CCCU signage in the gymnasium, cafeteria and on the football complex, supporting at least one annual fundraiser that would take place in the cafeteria, providing fun, informative financial education content for daily announcements and serving as a financial education resource for the students and their teachers.

"This partnership is about more than a name change," says Brady McCrae, CCCU VP Sales and Business Development, "It's a visual sign of our investment in the community and our deeper relationship with the East Grand Forks schools. Our employees' children attend these schools, they volunteer with these programs and they watch the athletics and arts performances. This is our way to show our commitment to the future of this community."

"The East Grand Forks Senior High School community is grateful for the support of Citizens Community Credit Union," said Brian Loer, East Grand Forks Senior High School principal. "We look forward to our continued partnership with the credit union to find ways to help serve our students better."

Beginning in the Fall of 2016 and finalized early 2017, this partnership will run through at least August 2019.



BluePay Merchant Credit Card Processing Program

The BluePay Merchant Credit Card Processing program is a service we offer that allows our merchant/business members to accept and process credit card transactions from their customers. BluePay is an all-in-one payment processing provider with a complete lineup of easy, efficient and secure merchant credit card processing services all under one roof. The BluePay program is available to any business regardless of its size. We invite you to click on the Services tab the top of this page, then click on the BluePay category box for more program information.

AskAuto App

The AskAuto App can help you shop for your dream car, simplify your vehicle buying experience and apply for a loan. Click on the Services tab at the top of this page, then click on the AskAuto App category box to learn how you can apply for an auto loan from anywhere using a Smartphone.