Visa Credit Cards
Carry Your Credit Union With You!
Join the millions of cardholders who have made the switch to a credit union credit card. Put your present cards to the test: Compare the interest rate. Compare the grace period and annual fee. Our card can save you money. It's as simple as that. Activate now!
You choose the VISA Credit Card Plan that works best for you!
| Annual Percentage Rate for purchases |
Grace period for Repayment of the balance for purchases | Method of computing the balance for purchases |
| 11.9% Non-grace Account | 0 Days | Average Daily Balance (including new purchases) |
| 13.9% Grace Account | 25 Days | Average Daily Balance (including new purchases) |
| Transaction Fee for Purchases | None | |
| Balance Transfer Fee | None | |
| Late Payment Fee | $15.00 | |
| Over-the-Credit Limit Fee | None | |
| Cash Advance Fee | $5.00 | |
| Foreign Transaction Fee | 1% | |
Rates Effective April 2006
Free accidental death and dismemberment insurance is provided on all VISA accounts, up to a maximum of $250,000.00. Contact us via email or stop by one of our offices to pick up your VISA application.
PIN numbers may be changed by calling 866-297-3411. If your card is lost or stolen, please notify the credit union immediately at (701) 662-8118 or 1-800-238-3298 to arrange for a replacement card. After business hours, please call VISA at 1-800-991-4965.
For a copy of our Visa Credit Card Agreement, call 1-800-238-3298 or contact us at email@citizens-cu.com.
CUMONEY-Visa Travel Money
Travel with peace of mind. Our Visa Travel Card is a prepaid debit card packed with advantages: Emergency card replacement, travel assistance, Zero liability protection, lost luggage reimbursement, 90-day purchase protection, 24/7 online account management, reloadable from $100-$5000, use anywhere Visa debit cards are accepted worldwide, including ATMs and no monthly maintenance fee.
This card is not tied to your checking or savings account, so if it's lost or stolen, there's no risk to you. Much safer than carrying cash and if lost, your card will be replaced on an emergency schedule. To purchase a Visa Travel Card, visit Citizens Community Credit Union.
VISA Gift Cards
Give the gift that lets them buy what they really want. Give the VISA gift card anytime of the year. It's the ideal gift for family and for friends. They can choose what they have in mind. Incredible time savers-no shopping, packaging, or mailing! A safe alternative to carrying cash, used anywhere Visa debit cards are accepted.
Eliminate your shopping hassles and see one of our associates today!
