Visa Credit Cards
Carry Your Credit Union With You!
Join the millions of cardholders who have made the switch to a credit union credit card. Put your present cards to the test: Compare the interest rate. Compare the grace period and annual fee. Our card can save you money. It's as simple as that. Activate now!
You choose the VISA Credit Card Plan that works best for you!
| Annual Percentage Rate for purchases |
Grace period for Repayment of the balance for purchases | Method of computing the balance for purchases |
| 11.9% Non-grace Account | 0 Days | Average Daily Balance (including new purchases) |
| 13.9% Grace Account | 25 Days | Average Daily Balance (including new purchases) |
| Transaction Fee for Purchases | None | |
| Balance Transfer Fee | None | |
| Late Payment Fee | $15.00 | |
| Over-the-Credit Limit Fee | None | |
| Cash Advance Fee | $5.00 | |
| Foreign Transaction Fee | 1% | |
Free accidental death and dismemberment insurance is provided on all VISA accounts, up to a maximum of $250,000.00. Contact us via email or stop by one of our offices to pick up your VISA application.
PIN numbers may be changed by calling 866-297-3411. If your card is lost or stolen, please notify the credit union immediately at (701) 662-8118 or 1-800-238-3298 to arrange for a replacement card. After business hours, please call VISA at 1-800-991-4965.
For a copy of our Visa Credit Card Agreement, call 1-800-238-3298 or contact us at email@citizens-cu.com.
