Visa Credit Cards
Carry Your Credit Union With You!
Join the millions of cardholders who have made the switch to a credit union credit card. Put your present cards to the test: Compare the interest rate. Compare the grace period and annual fee. Our card can save you money. It's as simple as that. Activate now!
You choose the VISA Platinum Credit Card Plan that works best for you!
|Annual Percentage Rate (APR)||Annual Percentage Rate (APR)||How to Avoid Paying Interest on Purchases|
|5.74% to 14.74% APR Purchases||When you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate||If your entire balance is paid within 25 days after the close of each billing cycle|
7.74% to 16.74% APR Balance Transfers
|When you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate||If your entire balance is paid within 25 days after the close of each billing cycle|
|7.74% to 16.74% APR Cash Advances||When you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate||If your entire balance is paid within 25 days after the close of each billing cycle|
|How We Will Calculate Your Balance||We use a method called "average daily balance (including new purchases)."|
|Transaction Fee for Purchases||None|
|Balance Transfer Fee||None|
|Late Payment Fee||$15.00|
|Over-the-Credit Limit Fee||None|
|Additional Cards||$10.00 (one time fee)|
|Foreign Transaction Fee||1%|
|Returned Payment Fee||Up to $25.00|
Rates Effective June, 2013
Contact us via email or stop by one of our offices to pick up your VISA application.
PIN numbers may be changed by calling 1-877-311-1512. If your card is lost or stolen, please call VISA at 1-800-556-5678 to arrange for a replacement card.
24/7 VISA Customer Service 1-877-848-5092.
For a copy of our Visa Credit Card Agreement, call 1-800-238-3298 or contact us at email@example.com.
CUMONEY-Visa Travel Money
Travel with peace of mind. Our Visa Travel Card is a prepaid debit card packed with advantages: Emergency card replacement, travel assistance, Zero liability protection, lost luggage reimbursement, 90-day purchase protection, 24/7 online account management, reloadable from $100-$5000, use anywhere Visa debit cards are accepted worldwide, including ATMs and no monthly maintenance fee.
This card is not tied to your checking or savings account, so if it's lost or stolen, there's no risk to you. Much safer than carrying cash and if lost, your card will be replaced on an emergency schedule. To purchase a Visa Travel Card, visit Citizens Community Credit Union.
VISA Gift Cards
Give the gift that lets them buy what they really want. Give the VISA gift card anytime of the year. It's the ideal gift for family and for friends. They can choose what they have in mind. Incredible time savers-no shopping, packaging, or mailing! A safe alternative to carrying cash, used anywhere Visa debit cards are accepted.
Eliminate your shopping hassles and see one of our associates today!