|FACTS||WHAT DOES CITIZENS COMMUNITY CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|How?||All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Citizens Community Credit Union chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does Citizens Community Credit Union share?||Can you limit this sharing?|
|For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||YES||NO|
|For our marketing purposes — to offer our products and services to you||NO||We don't share|
|For joint marketing with other financial companies||NO||We don't share|
|For our affiliates’ everyday business purposes — information about your transactions and experiences||NO||We don't share|
|For our affiliates’ everyday business purposes — information about your creditworthiness||NO||We don't share|
|For nonaffiliates to market to you||NO||We don't share|
|Questions?||Call us at (701) 662-8118|
|Who we are|
|Who is providing this notice?||Citizens Community Credit Union|
|What we do|
|How does Citizens Community Credit Union protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We will enter into a written contract with each company with whom we have a joint marketing agreement to ensure your nonpublic personal information will be kept confidential.
|How does Citizens Community Credit Union collect my personal information?||We collect your personal information, for example, when you
|Why can’t I limit all sharing?||Federal law gives you the right to limit only
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.|
|Joint marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.|
|Other Important Information|
For Alaska, Illinois, Maryland and North Dakota Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.