Home Equity Loans

Home Equity Loans

You've worked hard for your home — isn't it time that it worked for you? Turn the equity in your home into funds you can use for just about anything. Fund your next hunting adventure, make home improvements, or consolidate debt. Or fund just about anything else you can dream up!


You can receive up to 110% of the appraised value of your home* with a competitive rate. Apply for a line of credit if you'd prefer to have revolving funds for ongoing needs. Put your home to work, and contact one of our loan experts to discuss your options.

    Benefits
    • Convert the equity in your home into funds you can use
    • Receive up to 110% of the appraised value of your home*
    • Interest may be tax-deductible (on loans up to $100,000)**
    • Lines of credit also available
    • Use funds for almost anything:
    • Make home improvements
    • Consolidate debt
    • Pay down college expenses
    • And more!
    • Competitive rates
    • Flexible terms
    • Easy application process
    • Personalized service every step of the way
    • Local decisions made right here in the North Dakota Lake Region

    *The maximum loan amount is based on the amount of equity available, your credit standing, and other lending guidelines. CCCU can finance up to 110% of the appraised value of your home, minus any existing mortgage balance.

    **Consult your tax advisor. Some limitations apply.

    HELOC

    Turn your home equity into funds you can use on an ongoing basis. A home equity line of credit allows you to borrow funds as needed, up to a pre-approved amount. So handle ongoing expenses such as college tuition, or any other expenses that may arise. And once you're approved, there's no need to re-apply — just the funds you need, when you need them.


    • Convert the equity in your home into funds you can borrow as needed
    • No need to re-apply once you are approved
    • Pay interest only on the amount you use
    • Use funds for almost any ongoing expense
    • Competitive rates
    • Flexible terms
    • Easy application process
    • Personalized service every step of the way
    • Local decisions made right here in the North Dakota Lake Region